How Can I Pay for Hospital Costs After My Car Accident?
Virginia is an at-fault state. This means that when a driver acts negligently and causes an accident, they are financially responsible for injuries or damages sustained by others.
The at-fault driver will generally hold liability insurance to cover some or all damages.
If the driver was uninsured or underinsured, the victim can file a claim with their own insurance company.
Virginia also allows drivers to carry a form of personal injury protection (PIP) coverage.
PIP insurance covers the victim’s or passenger’s medical expenses and lost wages, regardless if they file a lawsuit against the at-fault driver.
Injured car accident victims will benefit from hiring an experienced lawyer to help them prove that the other driver was 100 percent responsible.